Estorios

Public markets

The liquid book, held honestly.

Public markets are the part of a family’s wealth with the best data and the most noise. Estorios does not manage the money. It keeps the book right, prices it against the market today, and says what a careful reviewer would say about it, beside everything else the family owns.

The book, by custodian and by kind

  • Custodian A
  • Custodian B
  • Custodian C
  • Stocks46%
  • Funds & ETFs22%
  • Bonds24%
  • Cash8%
Rolls intoOne net worth
Every position in the book, by provider and by kind. A reviewed correction wins over the rules.

Live market check

Reported
100.0
Live
100.4
Difference
+0.4%

Index · 100 = last statement

Every listed position checked against the market and compared with the last statement. A price that cannot be had says so.

Analysis, from the book itself

  • ActionConfirm coupon and maturity on three bonds the custodian named without terms.
  • WatchOne position is 18% of the liquid book.
  • NoteTwo positions carry unrealized losses a harvest could use; one has a purchase inside 30 days.
  • PositiveReported and live values agree within 0.4%.
Computed from the book itself. No prediction. Every statement traces to a figure above it.

The bond book

2027
2028
2029
2030
2031
2032
2033
2034

Maturity wall · 2030

What matures when, read from the holdings and corrected by a person.

How it thinks

  1. 01

    The book is the custodian’s, read in.

    Brokerage accounts connect, or statements import in whatever layout the custodian uses. Every position sits in the book by provider and by kind, and a reviewed correction wins over the rules.

  2. 02

    Priced against today, and honest about it.

    Every listed position is checked against the market this morning and compared with the last statement. A price that cannot be had says so. Nothing is guessed to fill a gap.

  3. 03

    Computed, not generated.

    What the page says about the book is arithmetic from the book itself: where the money is concentrated, what cash is doing, what matures when, what a careful reviewer would raise with the custodian. No prediction, no opinion, and every statement traces to a figure above it.

  4. 04

    Owned by someone, like everything else.

    Each account is linked to the person or entity that holds it on the ownership map, so the liquid book sits in the same net worth as the properties and the funds, and the picture shows who holds what.

What it will not do

The market moves. The book stays right.

The family’s advisors and managers decide what to hold. Estorios makes sure everyone is looking at the same, correct picture when they do.

Trade
Estorios never places an order or moves a security.
Recommend
It does not say buy, sell or hold. It says what the book shows.
Predict
No forecast of a price, a rate or a market.
Benchmark
No index comparison. The return is the family’s own, measured honestly.

Liquid and illiquid, in one net worth, with the same honesty about every figure.

Trust